Financial management
Never confuse profit with cash
A company can post a profit and still be unable to pay salaries at the end of the month. Here is why, with a worked example.
Read the article (in French)Wajdi Hassine — member of the Tunisian Institute of Chartered Accountants (OECT)
Accounting, tax, audit, management: I take on what eats up your time, and I explain in plain words what your figures say about your business. Business owners, investors and firms abroad — one contact, available and accountable for your file from start to finish.
From bookkeeping to statutory audit, including tax advice, business plans and restructuring.
Statutory audit, contractual audit, tax audit, expenditure audit and fraud investigation, in line with ISA standards.
Accounting support, financial statements, monthly reporting, consolidation and IFRS conversion.
Filings, regulatory monitoring and support during tax and social security inspections.
Business plans, financial forecasts, cash-flow budgets and analysis of your key indicators.
Restructuring plans for companies and groups, building and defending your financing applications.
Business valuation, financial and tax due diligence to secure your acquisitions and disposals.
Review of internal control systems, risk mapping and procedure manuals.
Consolidated financial statements and support with the transition from Tunisian standards to IFRS.
For accounting and audit firms in France, Belgium, Switzerland, Canada or elsewhere: extra production capacity, working in French and English, trained to international standards and in your time zone.
Externalisation comptable et audit pour les cabinets étrangers — en français, en anglais et en arabe.
Volumes, applicable standards, tools and the level of review expected.
One test file, delivered to your standards, to validate the method.
Schedule, dedicated team and regular progress reviews.
Documented files, reviewed and delivered within the agreed deadlines.
Resident or non-resident, I support you at every step of setting up, from choosing the legal structure to ongoing accounting and tax work.
Advice on the legal form and tax regime best suited to your project.
Financial and tax review of the target before any takeover or equity investment.
Solid applications to convince banks and financial partners.
Group reporting, consolidation and IFRS accounts for subsidiaries of foreign groups.
A career built in international audit firms, then in group financial management, and now in independent practice. Three angles on the same financial statements.
years in audit, public practice and group financial management
Statutory and contractual audit engagements conducted under ISA standards, on both individual and consolidated financial statements.
Reporting, consolidation, IFRS transition, ERP migration and restructuring plans, seen from inside the business.
Accounting, tax, business plans, valuation and due diligence, today serving entrepreneurs and the firms that trust me.
What I read in the legislation, the inspections and the files I handle, explained without jargon for business owners and fellow professionals. Ten articles, from cash flow to company law.
The articles themselves are written in French. Ask me anything about them in English — I work in three languages.
Financial management
A company can post a profit and still be unable to pay salaries at the end of the month. Here is why, with a worked example.
Read the article (in French)Tax
Refusal to pay tax, irregular or fictitious invoices, unfiled returns, books not kept: what you actually risk.
Read the article (in French)Financial management
Payback period, net present value, internal rate of return: how to measure a project's profitability before committing your cash.
Read the article (in French)Valuation & transfer
When to value, why there is no single value, and how the two most common methods work: multiples and DCF.
Read the article (in French)Financial management
The four ratios to track continuously to make informed financing decisions, with their warning thresholds.
Read the article (in French)Investing in Tunisia
The three texts that shape investment in Tunisia, and why tax incentives are found elsewhere than in the investment law.
Read the article (in French)Investing in Tunisia
Company nationality, fully exporting regime, non-resident status: the definitions that drive your tax and foreign exchange treatment.
Read the article (in French)Company law
Natural person required, joint management, powers binding on third parties, term of office: the essentials of the manager's status in an SARL.
Read the article (in French)Company law
What article 140 of the commercial companies code requires, up to what ceiling, and why this reserve cannot be distributed.
Read the article (in French)International tax
How long expatriate status lasts, the residence test, and the three cumulative conditions that determine taxation in Tunisia.
Read the article (in French)I also post regularly on LinkedIn: analysis of Tunisian accounting and tax news, notes from engagements and points of method.
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Whether you run a business in Tunisia or an accounting firm abroad, it always starts with a direct conversation with me.
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